Financial Clarity Through Guided Learning

Our structured program runs from September 2025 through March 2026, bringing Australian families together to master practical budgeting skills that stick.

Real-World Application

Work with your actual family budget, bills, and financial goals. No hypothetical scenarios—just your real money challenges.

Flexible Participation

Evening sessions designed around family schedules. Miss a week? Catch up through recorded materials and peer discussion boards.

Ongoing Support

Join a community of families navigating similar challenges. Access resources and guidance well beyond program completion.

What You'll Actually Learn

Six modules covering the essentials, plus optional deep-dives into topics like mortgage strategies or investment basics if you're ready for them.

Families working together on financial planning exercises

Module 1

Understanding Your Current Reality

Most families don't know where their money goes. We start by mapping your actual spending patterns using simple tracking methods that take less than 10 minutes daily.

Module 2

Building a Workable Budget

Forget rigid spreadsheets that nobody follows. You'll create a flexible framework that adapts to irregular income, unexpected expenses, and real family life.

Module 3

Managing Debt Without Panic

Whether it's credit cards, car loans, or a mortgage, we'll prioritize what matters and create a realistic paydown strategy that doesn't squeeze every bit of joy from life.

Module 4

Emergency Funds and Safety Nets

How much do you actually need? Where should it sit? We'll figure out a buffer that works for your situation and build it gradually.

Module 5

Teaching Kids About Money

Age-appropriate strategies for conversations about spending, saving, and the value of things. This module includes activities you can do together as a family.

Module 6

Looking Ahead

Setting goals that matter to your family, not what financial blogs say you should want. We'll create a roadmap for the next year and beyond.

How We Actually Work Together

Week 1-2

Getting Your Bearings

You'll gather financial documents and start tracking expenses. We meet weekly to discuss what you're discovering. Many families find this phase eye-opening—seeing spending patterns they never noticed before.

Week 3-8

Building Your System

This is where the real work happens. You're creating budgets, adjusting them when they don't work, and figuring out what tools fit your life. Some weeks feel frustrating. That's normal.

Week 9-16

Refinement and Habit

By now your budget exists and mostly works. We focus on troubleshooting specific challenges and building habits that keep you on track without constant effort.

Beyond Week 16

Ongoing Access

After the formal program ends, you retain access to our community forums and quarterly check-in sessions. Financial situations change—job shifts, kids grow up—and we're here when you need guidance.

Small group discussion about budgeting challenges

Questions People Actually Ask

Organized by where you might be in your decision process.

Before Joining

Deciding If This Fits

Do I need to be good with numbers?

Not really. If you can add and subtract, you're fine. We use simple tools and avoid complex financial formulas.

What if my partner isn't interested?

Many participants join solo initially. About half eventually bring their partners to later sessions once they see progress.

Is this only for people in financial trouble?

No. Some families are struggling, others just want better organization. We've worked with everyone from recent graduates to pre-retirees.

During the Program

What to Expect

How much time does this take each week?

Plan for 90 minutes in our evening session, plus maybe 30 minutes of homework—tracking expenses, updating your budget, that sort of thing.

What if I miss a session?

You'll get a recording and summary. Most content builds on itself, so catching up matters, but life happens and we understand that.

Do I have to share my financial details with the group?

Only what you're comfortable sharing. Many families discuss challenges without mentioning specific amounts. We focus on patterns and strategies, not numbers.

After Completion

Long-Term Support

Can I access materials after the program ends?

Yes. All worksheets, recordings, and resources remain available through our portal indefinitely.

What if my situation changes significantly?

Reach out through our support channel. For major life changes—new job, baby, illness—we offer one-on-one sessions to help you adjust your system.

Is there an alumni community?

Our discussion forums include past participants who often share tips and encouragement. It's surprisingly active.

Families Who've Been Through It

These aren't polished success stories. Just honest accounts from people who completed the program in 2024.

Thibault Marchand

Joined March 2024

We were drowning in small debts—nothing catastrophic, just credit cards that kept creeping up. The tracking phase was brutal. Seeing how much we spent on takeaway was embarrassing. But mapping it all out helped us prioritize. Took us nine months, but we cleared three cards.

Current Status

Now focusing on building an emergency fund before tackling the car loan

Rafferty Keegan

Completed August 2024

My wife joined first. I was skeptical—figured we were doing fine without help. Eventually sat in on a session and realized our 'system' was actually just hoping nothing expensive broke. The module on irregular income changed everything for us since I'm self-employed.

Biggest Change

Set aside tax money monthly instead of scrambling each July

Leofric Boone

Joined October 2024

Single dad with two teenagers who suddenly needed everything at once. The program helped me have actual money conversations with my kids instead of just saying 'we can't afford that' constantly. They now understand why some months are tighter than others.

Unexpected Benefit

Kids started tracking their own spending and making better choices

Next Program Begins September 2025

Enrollment opens in July. If you're interested in learning more or reserving a spot, reach out now. Classes fill up, and we keep groups intentionally small.

Get Program Details